This is what distinguishes the superior Ink Business Cash.

Select looks at the more generous welcome bonus given by certain Chase Ink Business credit cards.

Indeed, the Ink Business Cash(r) Credit Card and the Ink Business Unlimited(r) Credit Card are currently offering hefty welcome bonuses — among the most generous we’ve seen in these specific cards. They’re among the best welcome rewards we’ve seen on any card.

Cardholders new to the card can now get an extra $900 in cash back when they spend $6,000 in the initial three months following membership. This alone could be enough to convince you to apply for either (or either) of the cards. It’s more rewarding.

Select takes a closer look at the reasons that make the two small-business card welcome offers unique.

They’re an extremely high welcome bonus for cards with no annual fees

The chance to earn an offer of welcome bonuses that can amount to $900 in cashback isn’t commonplace in credit cards that offer rewards; however, earning this with the card with no annual fee is awe-inspiring.

To underscore this fact to emphasize this point, here’s a glance at the welcome bonus offers currently offered by various competing no-annual-fee business credit cards:

• Blue Business Cash(TM) Card from American Express: Earn a $250 credit on your statement after you spend $3,000 within the initial three months following account opening. Terms Apply.
• Capital One Spark 1.5 Cash Select at 1% for Credit with Excellent Score: Get an instant cash bonus of $500 when you purchase $4,500 within the first 3 months after the account’s opening.
• Blue Business(r) Plus Credit Card from American Express: Earn 15,000 Membership Rewards(r) points upon spending $3000 within the first 3 months after account opening. Terms Apply.
• Capital One Spark Classic: There’s an offer of welcome bonuses.

As you will see, the current bonus offers for welcome gifts from Ink Business Cash and Ink Business Unlimited beat these other promotions by a mile. While the minimum spending requirements are on the higher side, the payoff is enormous should you meet them. It’s equivalent to earning 15% back on every expense you make for your company.

The Ultimate Rewards points but not cash

While they’re advertised as cashback cards but they’re not cashback cards; ink Business Cash(r) Card and Ink Business Unlimited(r) Credit Card and the Ink Business Unlimited(r) Credit Card do not directly make cash. Instead, they let users the opportunity to accumulate The Chase Ultimate Rewards(r) points that you can exchange for money in return for 1 cent per piece.

That’s right; you’ll earn 90,000. Chase Ultimate Rewards(r) points after you’ve spent $6,000 using the card during the first three months of your account membership. These points are worth $900 cash back when you’ve redeemed their points.

This is why it’s essential. Suppose you have one of The Chase Sapphire Preferred Card(r) or the Chase Sapphire Reserve(r), or the Ink Business Preferred(r) Credit Card, and you’re eligible. In that case, you’ll have the option of redeeming Your Rewards Ultimate Rewards(r) points to travel at a higher rate than just 1 cent per point.

For instance, you could arrange to travel via The Chase Ultimate Rewards(r) travel portal for the rate that is 1.25 cents for every point when you use the Chase Sapphire Preferred(r) Card or the Ink Business Preferred(r) Credit Card and 1.5 cents per point when you use the Chase Sapphire Reserve(r). If you have a Chase Sapphire Reserve card, depending on which one you’re using, this is an immediate increase between 25 to 50% of the value of your points. Your 90,000-point bonus could be worth $1,125 or $1,350 toward travel, depending on which Ultimate-Rewards-earning card you have.

Additionally, they allow you to convert rewards points you earn from Ink Business Cash and Ink Business Cash and Ink Business Preferred cards into hotel and airline points, which you could utilize to book flights or hotel accommodations for pennies per dollar.

A few of Chase’s travel reward transfer partners are Air Canada Aeroplan, JetBlue TrueBlue, Southwest Airlines Rapid Rewards, United MileagePlus, IHG One Rewards, Marriott Bonvoy and World of Hyatt. It’s common to make two or more cents using your points. This makes the 90,000 points with a potential value of $1,800 or greater in travel rewards.

Obtaining a small business card is much easier than you believe.

A small-sized business card is easier than it may seem. Although you’re only eligible if your business is a business that is not for profit, you don’t need to have a multimillion-dollar business to be considered a small company — no matter if it’s a DoorDash delivery driver or Uber driver, pet sitter, freelance writer or the Etsy store owner, or when you only sell some items on eBay. You’re a tiny business owner, as simple as that.

The internet has enabled almost anyone to establish a sole proprietorship with minimal effort. Make sure you don’t make up numbers when you apply with Chase. Even if you’ve yet to make any (or even any) cash through your side hustle, Honesty is the best approach.

Bottom line

The welcome bonus aside from the welcome bonus, you’ll find that the Ink Business Cash(r) Credit Card along with the Ink Business Unlimited(r) Credit Card are both excellent no-annual-fee credit cards. Read more about our comparison here. Each provides decent returns on your spending. You’ll also get several benefits that are worth it, like an insurance for your rental vehicle as a primary feature, as well as an attractive 0% initial APR deal on balance transfers and purchases during the first twelve months after the account’s opening (after, 16.99% – 22.99 per cent (variable).

However, what makes joining either or both cards a no-brainer is the higher welcome bonus of $900 in cashback which is, in other words, 90,000. Chase Ultimate Rewards points -following the $6,000 requirement within the three-month minimum expenditure requirement. If you have the right plan (and the appropriate companion card), it is possible to convert the bonus into $1,800 worth of travel rewards, an unheard-of bonus to get a card with no annual fees.